People go for financial counseling sessions with a view to get advice on how to handle their finances in a better way. And indeed, if you do go for financial counseling sessions, you will get advice on how to handle your finances better. But as you will come to discover, getting such advice is one thing. Actually being able to implement the advice is different matter altogether.
To be in a position to implement the advice you get in financial counseling sessions, you may need to find ways of motivating yourself. Implementing the advice you get in financial counseling sessions will often mean having to move out of your comfort zones. To do this, you need to focus on the benefits you stand to gain, if you implement the advice fully. Then you will be motivated to implement it.
Taking a day by day approach
In implementing the advice you get in financial counseling sessions, you may need to take a day by day approach. Every day you manage to make good choices, in line with the advice you got from your financial counseling, would be an achievement. And if you lapse on one day, you shouldn’t give up – but try to ensure that you do better in the next day.
Having an accountability partner
Further, in implementing the advice you get in financial counseling sessions, you may need to work with an accountability partner. This would be a person to push you along the (right) path.
Tracking your progress
At yet another level, in implementing the advice you get in financial counseling sessions, you may need to find a way in which you can track your progress. Then you should celebrate your progress — however little that progress may be. Like if, for instance, you were advised to start by searching for some sort of job. Then it so happens that, after several weeks’ search, you have finally been given an opportunity to be one of the Upsers — that is, to work for UPS. That would surely be progress worth celebrating, especially the moment you complete the UPSerssign up process – meaning that you’d have fully joined UPS as an employee. Then you can track and celebrate the progress you make in holding down the job, managing your earnings well, and eventually overcoming whatever financial difficulties that made you seek financial counseling in the first place.